:root {
    --white: #ffffff;
    --off-white: #f8f7f4;
    --light-gray: #f0eeea;
    --border: #e2ddd6;
    --text-primary: #1a1714;
    --text-secondary: #4a4540;
    --text-muted: #8a837a;
    --accent: #c0392b;
    --accent-light: #e8d5d3;
    --accent-dark: #96231c;
    --blue: #2c4a7c;
    --blue-light: #e8edf5;
    --green: #2d6a4f;
    --green-light: #e8f0ec;
    --gold: #b8860b;
    --gold-light: #f5edd8;
    --shadow-sm: 0 1px 4px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 16px rgba(0,0,0,0.08);
    --shadow-lg: 0 12px 40px rgba(0,0,0,0.1);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'Source Sans 3', sans-serif;
    background: var(--white);
    color: var(--text-primary);
    font-size: 16px;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
  }

  /* ── HEADER ── */
  header {
    position: sticky; top: 0; z-index: 100;
    background: var(--white);
    border-bottom: 1px solid var(--border);
    padding: 0 40px;
    display: flex; align-items: center; justify-content: space-between;
    height: 64px;
    box-shadow: var(--shadow-sm);
  }

  .logo {
    display: flex; align-items: center; gap: 10px;
    text-decoration: none; color: inherit;
  }
  .logo-icon {
    width: 36px; height: 36px; background: var(--accent);
    border-radius: 6px; display: flex; align-items: center; justify-content: center;
    font-family: 'Playfair Display', serif; font-weight: 700; color: white; font-size: 18px;
  }
  .logo-text { font-family: 'Playfair Display', serif; font-weight: 700; font-size: 20px; letter-spacing: -0.3px; }
  .logo-text span { color: var(--accent); }

  nav { display: flex; align-items: center; gap: 20px; justify-content: flex-end;; }
  .nav-right { display: flex; align-items: center; gap: 16px; }
  nav a {
    text-decoration: none; color: var(--text-secondary);
    font-size: 14px; font-weight: 500; letter-spacing: 0.3px;
    transition: color 0.2s; position: relative;
  }
  nav a::after {
    content: ''; position: absolute; bottom: -2px; left: 0;
    width: 0; height: 2px; background: var(--accent); transition: width 0.25s;
  }
  nav a:hover { color: var(--accent); }
  nav a:hover::after { width: 100%; }
  nav a.active { color: var(--accent); }
  nav a.active::after { width: 100%; }
  .nav-cta {
    background: var(--accent); color: white !important;
    padding: 8px 20px; border-radius: 4px; transition: background 0.2s !important;
  }
  .nav-cta::after { display: none !important; }
  .nav-cta:hover { background: var(--accent-dark) !important; }
  
 


  .nav-contacts {
  display: flex;
  flex-direction: column;
  font-size: 12px;
  line-height: 1.2;
  text-align: right;
}

.nav-contacts a {
  text-decoration: none;
  color: var(--text-secondary);
  transition: color 0.2s;
}

.nav-contacts a:hover {
  color: var(--accent);
}
  /* ── TOPICS BAR ── */
  .topics-bar {
    background: var(--text-primary); padding: 0 40px;
    display: flex; align-items: center; overflow-x: auto; scrollbar-width: none;
  }
  .topics-bar::-webkit-scrollbar { display: none; }
  .topics-bar a {
    color: rgba(255,255,255,0.65); text-decoration: none;
    font-size: 13px; font-weight: 500; padding: 14px 20px; white-space: nowrap;
    border-right: 1px solid rgba(255,255,255,0.1); transition: color 0.2s, background 0.2s;
  }
  .topics-bar a:hover { color: white; background: rgba(255,255,255,0.07); }
  .topics-bar a.active { color: white; background: rgba(255,255,255,0.1); }

  /* ── BREADCRUMB ── */
  .breadcrumb {
    background: var(--off-white); border-bottom: 1px solid var(--border);
    padding: 12px 40px;
  }
  .breadcrumb-inner {
    max-width: 1200px; margin: 0 auto;
    display: flex; align-items: center; gap: 8px;
    font-size: 13px; color: var(--text-muted);
  }
  .breadcrumb a { color: var(--text-muted); text-decoration: none; transition: color 0.2s; }
  .breadcrumb a:hover { color: var(--accent); }
  .breadcrumb-sep { color: var(--border); }
  .breadcrumb-current { color: var(--text-secondary); font-weight: 500; }

  /* ── PAGE HERO ── */
  .page-hero {
    background: var(--off-white);
    border-bottom: 1px solid var(--border);
    padding: 64px 40px 0;
    overflow: hidden;
  }
  .page-hero-inner {
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: 1fr 480px;
    gap: 64px; align-items: end;
  }
  .page-hero-content { padding-bottom: 64px; }
  .hero-eyebrow {
    display: inline-flex; align-items: center; gap: 8px;
    font-size: 12px; font-weight: 600; letter-spacing: 1.5px;
    text-transform: uppercase; color: var(--accent); margin-bottom: 20px;
  }
  .hero-eyebrow::before { content: ''; width: 24px; height: 2px; background: var(--accent); }

  .page-hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: 48px; font-weight: 700; line-height: 1.15;
    letter-spacing: -1px; color: var(--text-primary); margin-bottom: 20px;
  }
  .page-hero h1 em { font-style: italic; color: var(--accent); }

  .page-hero-lead {
    font-family: 'Libre Baskerville', serif;
    font-size: 17px; line-height: 1.75; color: var(--text-secondary);
    margin-bottom: 32px;
  }

  .hero-actions { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
  .btn-primary {
    background: var(--accent); color: white; padding: 14px 32px;
    border-radius: 4px; text-decoration: none; font-weight: 600; font-size: 15px;
    transition: background 0.2s, transform 0.2s; display: inline-block;
  }
  .btn-primary:hover { background: var(--accent-dark); transform: translateY(-1px); }
  .btn-secondary {
    color: var(--text-secondary); padding: 14px 0; text-decoration: none;
    font-weight: 500; font-size: 15px; border-bottom: 1.5px solid var(--border);
    transition: color 0.2s, border-color 0.2s;
  }
  .btn-secondary:hover { color: var(--accent); border-color: var(--accent); }

  /* Hero photo */
  .page-hero-photo {
    position: relative; align-self: end; height: 420px;
    border-radius: 12px 12px 0 0; overflow: hidden;
  }
  .page-hero-photo img {
    width: 100%; height: 100%; object-fit: cover; object-position: center top;
    display: block;
  }
  .photo-overlay {
    position: absolute; inset: 0;
    background: linear-gradient(to top, rgba(26,23,20,0.35) 0%, transparent 60%);
  }
  .photo-badge {
    position: absolute; bottom: 20px; left: 20px;
    background: white; border-radius: 8px; padding: 12px 16px;
    box-shadow: var(--shadow-md);
    display: flex; align-items: center; gap: 10px;
  }
  .photo-badge-icon {
    width: 36px; height: 36px; background: var(--accent-light);
    border-radius: 6px; display: flex; align-items: center; justify-content: center;
    font-size: 16px; flex-shrink: 0;
  }
  .photo-badge-text { font-size: 12px; line-height: 1.4; }
  .photo-badge-text strong { display: block; font-weight: 700; font-size: 13px; }

  /* ── SECTION WRAP ── */
  .section-wrap { max-width: 1200px; margin: 0 auto; padding: 0 40px; }
  .section-tag {
    display: inline-flex; align-items: center; gap: 6px;
    font-size: 11px; font-weight: 700; letter-spacing: 2px;
    text-transform: uppercase; color: var(--accent); margin-bottom: 14px;
  }
  .section-tag::before, .section-tag::after {
    content: ''; width: 16px; height: 1px; background: var(--accent); opacity: 0.5;
  }
  .section-title {
    font-family: 'Playfair Display', serif; font-size: 32px;
    font-weight: 700; letter-spacing: -0.5px; line-height: 1.25; margin-bottom: 16px;
  }

  /* ── MAIN CONTENT ── */
  .main-section { padding: 72px 0; }

  .content-grid {
    display: grid; grid-template-columns: 1fr 320px; gap: 64px; align-items: start;
  }

  .content-text h2 {
    font-family: 'Playfair Display', serif; font-size: 30px; font-weight: 700;
    line-height: 1.25; letter-spacing: -0.4px; margin-bottom: 20px;
    color: var(--text-primary);
  }
  .content-text p {
    font-family: 'Libre Baskerville', serif;
    font-size: 15.5px; line-height: 1.85; color: var(--text-secondary); margin-bottom: 20px;
  }
  .content-text p strong { color: var(--text-primary); font-weight: 700; }

  /* ── SERVICES LIST ── */
  .services-section { padding: 72px 0; background: var(--off-white); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }

  .services-header { margin-bottom: 48px; }

  .service-items { display: flex; flex-direction: column; gap: 0; }

  .service-item {
    display: grid; grid-template-columns: 64px 1fr;
    gap: 0; border-bottom: 1px solid var(--border);
    transition: background 0.2s; cursor: default;
  }
  .service-item:first-child { border-top: 1px solid var(--border); }
  .service-item:hover { background: var(--white); }

  .service-item-num {
    padding: 28px 0; display: flex; align-items: flex-start; justify-content: center;
    padding-top: 30px;
    font-family: 'Playfair Display', serif; font-size: 13px; font-weight: 700;
    color: var(--text-muted); letter-spacing: 0.5px;
    border-right: 1px solid var(--border);
  }

  .service-item-body { padding: 28px 32px; }

  .service-item-title {
    font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700;
    color: var(--text-primary); margin-bottom: 10px; line-height: 1.3;
  }

  .service-item-desc {
    font-size: 14px; line-height: 1.7; color: var(--text-secondary);
  }

  .service-item-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 12px; }
  .tag {
    font-size: 11px; font-weight: 600; letter-spacing: 0.5px; padding: 4px 10px;
    border-radius: 20px; background: var(--light-gray); color: var(--text-muted);
    text-transform: uppercase;
  }

  /* ── RISKS BLOCK ── */
  .risks-section { padding: 72px 0; border-bottom: 1px solid var(--border); }

  .risks-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px;
  }

  .risk-card {
    background: var(--off-white); border: 1px solid var(--border);
    border-radius: 10px; padding: 28px;
    border-top: 3px solid var(--accent);
    transition: box-shadow 0.25s, transform 0.25s;
  }
  .risk-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }

  .risk-card-icon { font-size: 26px; margin-bottom: 16px; }

  .risk-card h3 {
    font-family: 'Playfair Display', serif; font-size: 17px; font-weight: 700;
    margin-bottom: 10px; color: var(--text-primary);
  }

  .risk-card p { font-size: 13.5px; line-height: 1.65; color: var(--text-secondary); }

  /* ── SIDEBAR ── */
  .sidebar-card {
    background: var(--off-white); border: 1px solid var(--border);
    border-radius: 10px; padding: 28px; margin-bottom: 24px;
  }
  .sidebar-card h3 {
    font-family: 'Playfair Display', serif; font-size: 17px; font-weight: 700;
    margin-bottom: 16px; color: var(--text-primary);
  }
  .sidebar-link-list { list-style: none; }
  .sidebar-link-list li { border-bottom: 1px solid var(--border); }
  .sidebar-link-list li:last-child { border-bottom: none; }
  .sidebar-link-list a {
    display: flex; align-items: center; justify-content: space-between;
    padding: 10px 0; text-decoration: none; color: var(--text-secondary);
    font-size: 14px; transition: color 0.2s;
  }
  .sidebar-link-list a:hover { color: var(--accent); }
  .sidebar-link-list a::after { content: '›'; font-size: 18px; color: var(--border); }
  .sidebar-link-list a:hover::after { color: var(--accent); }

  .sidebar-cta {
    background: var(--accent); border-radius: 10px; padding: 28px;
    margin-bottom: 24px;
  }
  .sidebar-cta h3 { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700; color: white; margin-bottom: 10px; }
  .sidebar-cta p { font-size: 13px; color: rgba(255,255,255,0.8); margin-bottom: 16px; line-height: 1.5; }
  .sidebar-cta .btn-white {
    display: block; text-align: center; background: white; color: var(--accent);
    padding: 12px; border-radius: 4px; text-decoration: none;
    font-weight: 700; font-size: 14px; transition: transform 0.2s;
  }
  .sidebar-cta .btn-white:hover { transform: translateY(-1px); }

  .sidebar-stat-card {
    background: var(--text-primary); border-radius: 10px; padding: 28px; margin-bottom: 24px;
  }
  .sidebar-stat { margin-bottom: 20px; padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,0.1); }
  .sidebar-stat:last-child { margin-bottom: 0; padding-bottom: 0; border-bottom: none; }
  .sidebar-stat-num {
    font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700;
    color: white; line-height: 1;
  }
  .sidebar-stat-label { font-size: 12px; color: rgba(255,255,255,0.55); margin-top: 4px; }

  /* ── CTA BAND ── */
  .cta-band {
    background: var(--accent); padding: 64px 40px; text-align: center;
  }
  .cta-band h2 {
    font-family: 'Playfair Display', serif; font-size: 34px; font-weight: 700;
    color: white; margin-bottom: 12px;
  }
  .cta-band p {
    font-size: 16px; color: rgba(255,255,255,0.8); margin-bottom: 32px;
    font-family: 'Libre Baskerville', serif; font-style: italic;
    max-width: 560px; margin-left: auto; margin-right: auto; margin-bottom: 28px;
  }
  .cta-actions { display: flex; gap: 16px; justify-content: center; align-items: center; flex-wrap: wrap; }
  .btn-white {
    background: white; color: var(--accent); padding: 14px 36px;
    border-radius: 4px; text-decoration: none; font-weight: 700; font-size: 15px;
    transition: transform 0.2s, box-shadow 0.2s; display: inline-block;
  }
  .btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.2); }
  .btn-ghost {
    color: white; padding: 14px 0; text-decoration: none; font-weight: 500;
    font-size: 15px; border-bottom: 1.5px solid rgba(255,255,255,0.4);
    transition: border-color 0.2s;
  }
  .btn-ghost:hover { border-color: white; }

  /* ── FOOTER ── */
  footer { background: #111; color: rgba(255,255,255,0.6); padding: 56px 40px 32px; }
  .footer-grid {
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: 280px 1fr 1fr;
    gap: 48px; margin-bottom: 48px;
  }
  .footer-logo {
    font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 700;
    color: white; margin-bottom: 12px;
  }
  .footer-logo span { color: #e8a89e; }
  .footer-tagline { font-size: 13px; line-height: 1.6; margin-bottom: 20px; }
  .footer-col h4 {
    font-size: 12px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase;
    color: white; margin-bottom: 20px;
  }
  .footer-col ul { list-style: none; }
  .footer-col ul li { margin-bottom: 10px; }
  .footer-col a { color: rgba(255,255,255,0.5); text-decoration: none; font-size: 14px; transition: color 0.2s; }
  .footer-col a:hover { color: white; }
  .footer-bottom {
    max-width: 1200px; margin: 0 auto; padding-top: 24px;
    border-top: 1px solid rgba(255,255,255,0.1);
    display: flex; justify-content: space-between; align-items: center; font-size: 12px;
  }

  /* ── ANIMATIONS ── */
  .fade-in { opacity: 0; transform: translateY(20px); transition: opacity 0.5s ease, transform 0.5s ease; }
  .fade-in.visible { opacity: 1; transform: translateY(0); }

  /* ── RESPONSIVE ── */
  @media (max-width: 900px) {
    header { padding: 0 16px; height: 56px; }
    .nav-contacts { display: none !important; }
    .nav-right { gap: 0; }
    .nav-cta { padding: 8px 16px; font-size: 14px; white-space: nowrap; }
    .page-hero-inner { grid-template-columns: 1fr; }
    .page-hero-photo { height: 280px; border-radius: 12px; margin-bottom: 40px; order: -1; }
    .page-hero { padding: 40px 20px 40px; }
    .page-hero-content { padding-bottom: 0; }
    .page-hero h1 { font-size: 34px; }
    .content-grid { grid-template-columns: 1fr; }
    .risks-grid { grid-template-columns: 1fr; }
    .section-wrap { padding: 0 20px; }
    .breadcrumb { padding: 12px 20px; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .topics-bar { padding: 0 20px; }
  }

/* ── POPUP ── */
.popup-overlay {
  position: fixed;
  top: 0; left: 0;
  width: 100%; height: 100%;
  background: rgba(0,0,0,0.6);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 999;
}
.popup-overlay.active { display: flex; }

.popup {
  background: white;
  padding: 30px;
  border-radius: 10px;
  width: calc(100% - 32px);
  max-width: 420px;
  position: relative;
  box-shadow: 0 10px 40px rgba(0,0,0,0.2);
  box-sizing: border-box;
}
.popup h3 { margin-bottom: 10px; font-family: 'Playfair Display', serif; }
.popup p { font-size: 14px; margin-bottom: 20px; color: var(--text-secondary); }
.popup-close {
  position: absolute; top: 10px; right: 15px;
  font-size: 22px; cursor: pointer; color: var(--text-muted);
}
.popup-close:hover { color: var(--text-primary); }

/* ── SMALL SCREENS ── */
@media (max-width: 600px) {
  .page-hero h1 { font-size: 26px; }
  .page-hero-lead { font-size: 15px; }
  .risks-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
  .cta-band { padding: 40px 20px; }
  .cta-band h2 { font-size: 26px; }
  .cta-actions { flex-direction: column; align-items: stretch; text-align: center; }
  .section-title { font-size: 26px; }
  .logo-text { font-size: 17px; }
  .logo-icon { width: 30px; height: 30px; font-size: 15px; }
}